Will you be listing my house on the MLS or actually buying it?

We are direct cash buyers — not real estate agents. We won't list your house on the MLS or represent you in a sale. We simply buy your home directly from you, with no middlemen involved.

How do you determine the price to offer on my house?

Our process is straightforward and transparent. We look at the property location, what repairs are needed, the current condition, and values of comparable homes sold nearby. We combine all of that to arrive at a fair cash offer that works for both of us.

Is BHS Offer legitimate? How do I know you're not a scam?

We have 2000+ closed transactions since 2015. We provide proof of funds, references, and a standard purchase agreement before you sign anything. See our Terms of Service for full buyer disclosures.

Are there any fees or commissions?

Zero. We pay all standard closing costs. There are no commissions, no agent fees, no hidden costs. The number we offer you is the number you walk away with. See how our process works.

What if my house needs major repairs?

We buy houses in any condition — including ones that need major work, fire damage, mold, or long-vacant properties. You don't lift a finger. We handle everything after closing.

What if I'm behind on my mortgage or in foreclosure?

We work with sellers in these situations regularly and can often close before a foreclosure sale date. The sooner you contact us, the more options we have.

How fast can you actually close?

As fast as 7 days for cash deals where title is clean. Typical closings are 14–30 days. You pick the date.

Do I have to accept the offer?

Absolutely not. The offer is 100% no-obligation. Take it home, sleep on it, compare it. We never pressure you.

How will you contact me after I submit?

By phone, text, and/or email — using the contact details you provide. Some calls may use automatic dialing systems or AI-generated voice agents. Full TCPA disclosure here. You can opt out at any time.

What areas do you buy in?

All of New Jersey, the Philadelphia metro area, and all of Delaware. If you're not sure if we cover your area, just submit your address — we'll let you know right away.

Buyer GuidesJanuary 22, 2026

How Much Do Cash Home Buyers Actually Pay? (NJ 2026)

Most legitimate cash home buyers pay in a typical range of about 70% of a home's after-repair market value, minus the cost of needed repairs. So if a fully renovated home would sell for $300,000 and needs $30,000 of work, a fair cash offer often lands somewhere around $180,000 to $200,000. You accept a lower price in exchange for speed, certainty, and zero fees or repairs. That trade-off is the whole point, and below we break down exactly where the rest of the money goes.

Why do cash buyers offer less than market value?

A cash buyer is not paying retail because they are not an end buyer who will live in the home for years. They take on the work, the time, and the risk that a traditional buyer avoids. The discount off market value is not arbitrary, it is the sum of real, predictable costs that a homeowner would otherwise pay piece by piece. When you sell the conventional way, those same costs still exist, they are just spread across repairs, agent commissions, and months of carrying the property.

Repair and renovation costs to bring the home to retail condition
Holding costs while the buyer owns it: property taxes, insurance, utilities, and loan interest
Resale or transaction costs when the buyer eventually sells, including agent commissions
A margin to cover risk, since the buyer absorbs surprises like hidden damage or a soft market

How do cash buyers calculate their offer?

The common formula starts with the after-repair value, the price the home would fetch fully fixed and listed on the open market. From there the buyer subtracts estimated repair costs, holding and resale costs, and a margin for risk and profit. What is left is the cash offer. This is why two honest buyers can land within a few thousand dollars of each other on the same house. The number is driven by the property's condition and local comparable sales, not by how badly you seem to need to sell.

Is a 70% cash offer a fair deal?

It can be, depending on what you are comparing it to. The mistake is comparing a cash offer to the perfect, fully renovated, top-of-market sale price. The fairer comparison is the net amount you would actually pocket after repairs, agent commissions of roughly 5 to 6%, closing costs, and several months of mortgage, tax, and utility payments while the home sits. Once you subtract all of that from a traditional sale, the gap between listing and a cash offer is often much smaller than the headline numbers suggest.

The honest answer is that you are buying convenience. If your home is in great shape and you have time and patience, the open market will usually net you more. If the home needs work, you need to move fast, or you simply do not want the uncertainty of showings and financing fall-throughs, the cash discount is the price of removing all of that. See a full cash offer vs. listing comparison

What costs do you avoid by selling for cash?

A lower sale price is only half of the equation. The other half is everything you stop paying. A legitimate cash buyer covers or eliminates a long list of expenses that quietly erode a traditional sale, which is why the net difference is rarely as large as the sticker prices imply.

No agent commissions, which typically run 5 to 6% of the sale price
No repairs, cleaning, or staging before selling
No months of carrying costs while the home sits on the market
No appraisal or financing contingencies that can collapse a deal at the last minute
No closing costs charged to you when the buyer covers them

How can you tell a fair cash buyer from a lowball one?

A trustworthy buyer will walk you through how they reached the number, point to the repairs and comparable sales behind it, and never pressure you to sign on the spot. Be cautious of anyone who quotes a price sight unseen and then drastically drops it after an inspection, charges fees, or rushes you. A real offer is grounded in the home's condition and local market data, and a real company is comfortable explaining every line of the math.

At Bridge Home Solutions, we have bought more than 2,000 houses across New Jersey, the Philadelphia metro, and Delaware since 2015, with no fees and closings in as little as 7 to 30 days. If you want a clear, no-pressure cash offer with the math explained, reach out whenever you are ready and we will walk you through your numbers.

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